The ALTERNATIVES

You could follow the herd and hand it over to the number crunchers of an investment company, choose from their limited menu of investment options and get twice-yearly or, at best, quarterly progress report, trusting that the so-called big guns will have you, the individual, in mind when making investment decisions.

You could do it all yourself, and devote a lot of very valuable time, energy (not to mention angst) to the treadmill of researching the market, buying and selling shares, bonds and unit trusts, keeping a multitude of records, sorting out capital gains tax, dividend imputation and all the other tax issues, preparing for audit, reporting to all the relevant authorities, making major decisions in the areas that may not be your particular field of expertise.

OR you could contact the experts at Capital Creation.